By accessing or using our website and services, you agree to comply with the terms outlined below. Please read them carefully before using our platform or purchasing any educational package.
1. Acceptance of Terms
By visiting our website or completing a subscription, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use of our services.
2. Definitions
“Client,” “You,” and “Your” refer to any individual accessing or using the Wealth IQ website or services.
“The Company,” “We,” “Us,” and “Our” refer to Wealth IQ and its affiliates.
“Services” refers to our financial education programs, digital learning materials, assessments, and cashback reward system.
3. Intellectual Property Rights
All content, logos, graphics, designs, and materials available on the Wealth IQ website are owned by Wealth IQ or its licensors. You may view or download materials for personal, non-commercial use only. You may not reproduce, distribute, modify, or republish any content without our written consent.
4. User Comments and Content
Users may post feedback or comments on the website. These do not represent the opinions or beliefs of Wealth IQ. We reserve the right to monitor and remove content that is offensive, misleading, or violates our policies.
5. Hyperlinking to Our Content
Organizations such as government agencies, search engines, and news outlets may link to our website provided that such links are not deceptive, do not imply sponsorship or endorsement, and are appropriate to the context of the linking site.
6. iFrames and Embedding
You may not create frames around our webpages or alter their visual presentation without prior written consent.
7. Content Liability
We are not responsible for any content appearing on external websites that link to ours. By linking to our site, you agree to hold Wealth IQ harmless from any claims or issues related to such links.
8. Subscription and Membership Terms
Our services are intended for individuals aged 18 and older who wish to enhance their financial knowledge through structured educational content. By purchasing a subscription, you gain access to educational materials, resources, and applicable cashback rewards based on your selected plan.
a. Subscription Packages
You may choose from Bronze to Elite packages, each offering different levels of educational access and cashback rewards. All pricing and payment terms are clearly displayed at checkout.
b. Cashback Rewards
Cashback bonuses are promotional incentives provided by Wealth IQ upon successful subscription verification. Rewards are deposited within the time frame specified on the website. Cashback offers are strictly educational bonuses and are not related to credit, lending, or financing services.
c. Refund and Cancellation
Cancellations must be requested in writing within 2 days of purchase. Partial refunds or administrative fees may apply depending on program usage and access to digital materials. Please review the policy for your specific subscription tier.
9. Limitation of Liability
Wealth IQ makes no guarantees regarding specific financial outcomes or results from participation in our programs. Our educational content is for informational purposes only and does not constitute financial, investment, or legal advice. To the fullest extent permitted by law, Wealth IQ shall not be liable for any loss, damage, or inconvenience resulting from your use of our website or services.
10. Updates to Terms
We may modify these Terms of Use at any time. Updates will be posted on this page, and continued use of our services after changes are posted constitutes acceptance of the revised terms.
11. Governing Law
These Terms and Conditions are governed by the laws of the Province of Québec and the laws of Canada applicable therein. Any disputes shall be resolved in the courts of Montréal, Québec.
12. Contact Us
For questions or concerns about these Terms, please contact us at:
Email: [email protected]
Address: 6185 Taschereau Blvd, Ste 118 #701, Brossard, QC J4Z 0E4
Wealth IQ is a financial education platform focused on helping individuals learn and grow their financial knowledge. Our goal is to empower our members through education and reward them for taking proactive steps toward financial wellness.

We understand that security and privacy are paramount. That’s why Flash Loan uses advanced encryption technology to protect your personal information at every step.
Your privacy is important to us. It is 24 Hour Cash's policy to respect your privacy and comply with any applicable law and regulation regarding any personal information we may collect about you, including across our website, www.flashloans.com, and other sites we own and operate.
Information we collect includes both information you knowingly and actively provide us when using or participating in any of our services and promotions, and any information automatically sent by your devices in the course of accessing our products and services.
When you visit our website, our servers may automatically log the standard data provided by your web browser. It may include your device’s Internet Protocol (IP) address, your browser type and version, the pages you visit, the time and date of your visit, the time spent on each page, other details about your visit, and technical details that occur in conjunction with any errors you may encounter.
Please be aware that while this information may not be personally identifying by itself, it may be possible to combine it with other data to personally identify individual persons.
We may ask for personal information which may include one or more of the following:
NameEmailDate of birthPhone/mobile numberHome/mailing address
We only collect and use your personal information when we have a legitimate reason for doing so. In which instance, we only collect personal information that is reasonably necessary to provide our services to you.
We may collect personal information from you when you do any of the following on our website:
Use a mobile device or web browser to access our contentContact us via email, social media, or on any similar technologiesWhen you mention us on social media
We may collect, hold, use, and disclose information for the following purposes, and personal information will not be further processed in a manner that is incompatible with these purposes:
We may collect, hold, use, and disclose information for the following purposes, and personal information will not be further processed in a manner that is incompatible with these purposes:
to contact and communicate with you
Please be aware that we may combine information we collect about you with general information or research data we receive from other trusted sources.
When we collect and process personal information, and while we retain this information, we will protect it within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use, or modification.
Although we will do our best to protect the personal information you provide to us, we advise that no method of electronic transmission or storage is 100% secure, and no one can guarantee absolute data security. We will comply with laws applicable to us in respect of any data breach.
You are responsible for selecting any password and its overall security strength, ensuring the security of your own information within the bounds of our services.
We keep your personal information only for as long as we need to. This time period may depend on what we are using your information for, in accordance with this privacy policy. If your personal information is no longer required, we will delete it or make it anonymous by removing all details that identify you.
However, if necessary, we may retain your personal information for our compliance with a legal, accounting, or reporting obligation or for archiving purposes in the public interest, scientific, or historical research purposes or statistical purposes.
We do not aim any of our products or services directly at children under the age of 13, and we do not knowingly collect personal information about children under 13.
We may disclose personal information to:
a parent, subsidiary, or affiliate of our companythird party service providers for the purpose of enabling them to provide their services, for example, IT service providers, data storage, hosting and server providers, advertisers, or analytics platformsour employees, contractors, and/or related entitiesour existing or potential agents or business partnerssponsors or promoters of any competition, sweepstakes, or promotion we runcourts, tribunals, regulatory authorities, and law enforcement officers, as required by law, in connection with any actual or prospective legal proceedings, or in order to establish, exercise, or defend our legal rightsthird parties, including agents or sub-contractors, who assist us in providing information, products, services, or direct marketing to you third parties to collect and process data
The personal information we collect is stored and/or processed where we or our partners, affiliates, and third-party providers maintain facilities. Please be aware that the locations to which we store, process, or transfer your personal information may not have the same data protection laws as the country in which you initially provided the information. If we transfer your personal information to third parties in other countries: (i) we will perform those transfers in accordance with the requirements of applicable law; and (ii) we will protect the transferred personal information in accordance with this privacy policy.
You always retain the right to withhold personal information from us, with the understanding that your experience of our website may be affected. We will not discriminate against you for exercising any of your rights over your personal information. If you do provide us with personal information you understand that we will collect, hold, use and disclose it in accordance with this privacy policy. You retain the right to request details of any personal information we hold about you.
If we receive personal information about you from a third party, we will protect it as set out in this privacy policy. If you are a third party providing personal information about somebody else, you represent and warrant that you have such person’s consent to provide the personal information to us.
If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time. We will provide you with the ability to unsubscribe from our email-database or opt out of communications. Please be aware we may need to request specific information from you to help us confirm your identity.
If you believe that any information we hold about you is inaccurate, out of date, incomplete, irrelevant, or misleading, please contact us using the details provided in this privacy policy. We will take reasonable steps to correct any information found to be inaccurate, incomplete, misleading, or out of date.
If you believe that we have breached a relevant data protection law and wish to make a complaint, please contact us using the details below and provide us with full details of the alleged breach. We will promptly investigate your complaint and respond to you, in writing, setting out the outcome of our investigation and the steps we will take to deal with your complaint. You also have the right to contact a regulatory body or data protection authority in relation to your complaint.
We use “cookies” to collect information about you and your activity across our site. A cookie is a small piece of data that our website stores on your computer, and accesses each time you visit, so we can understand how you use our site. This helps us serve you content based on preferences you have specified.
Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites, and cannot accept responsibility or liability for their respective privacy practices.
At our discretion, we may change our privacy policy to reflect updates to our business processes, current acceptable practices, or legislative or regulatory changes. If we decide to change this privacy policy, we will post the changes here at the same link by which you are accessing this privacy policy.
If required by law, we will get your permission or give you the opportunity to opt in to or opt out of, as applicable, any new uses of your personal information.
For any questions or concerns regarding your privacy, you may contact us using the following details:


Whether you need a little extra to make it , Flash Loan gives you the flexibility to borrow up to $1,500.

We understand that security and privacy are paramount. That’s why Flash Loan uses advanced encryption technology to protect your personal information at every step.

Flash Loan’s approval process is designed to be quick and easy.
Secure your future
Once your subscription is verified, your bonus will be deposited into your
account — fast and hassle-free.
Once your subscription is verified, your bonus will be deposited into your account — fast and hassle-free.
Our Address:
365 Rue Sainte-Catherine Est
Unit #141
Montréal, QC H2X 3X2